Decisions, decisions. If you need funding to start, grow, or sustain your company, you’re definitely not alone. Very few businesses – next to none, in fact – are able to self-fund their operating and growth plans entirely with funds put up by the owner or...
Whatever business your company might technically be in, it’s important that you never forget that you’re really in the cash flow management business. All the great things your company can do for your clients, your employees, and you, won’t matter if you run out of...
Cash flow concerns continue to worry small business owners. A recent survey by the Washington-based National Small Business Association indicated that almost half (43%) of small businesses needed operating funds at some point during the last several years, but were...
If a picture’s worth a thousand words, what’s the value of a two and a half minute video presentation? Well, take a look and let us know. To add to some of the information provided in this blog format, MP Star Financial is launching a series of short presentations to...
There’s no intent to discourage here – and you probably knew this already – but raising money for your start-up or early-stage company can be harder than actually running and growing your business. Funds are always scarce…there’s always someone in the room more than...
Accessing credit and capital is never easy. Banks are typically unwilling to lend to businesses with less than two years of revenues. The drastic reduction in home value has also shrunk the net worth and investable capital base of many investors and entrepreneurs. ...
You like the invoice factoring process and recognize what it does for your company. You appreciate the predictability of cash flow and the access to funds without taking on additional debt, and you just generally enjoy being out of the receivables and collections...
Crowd-funding – a new way of raising capital for small businesses – is coming. It may or may not work for your company, but it might be worth exploring. Here is what you need to know. As a small business owner, your options for raising start-up or expansion capital...
Over time, interest rates can have profound effects on the financial health of your company. A complete understanding of how interest payments are calculated will help you understand exactly what “signing on the line” can cost you. An earlier post detailed the true...
Going into debt is sometimes unavoidable when you’re trying to grow a business. Especially for small companies, it can be almost impossible to secure equipment, acquire inventory, and go into production or service without incurring at least some loan obligations. A...
